Figure:https://paynetic.net/

Paynetic is a decentralized subscription payment solution that enables regular automatic deductions of cryptocurrency through blockchain and AI technology. Users can authorize through their wallets, and the system will automatically deduct fees from the wallet at regular intervals (such as monthly), while service providers can withdraw funds automatically or manually, with the entire process requiring no third-party intervention.

Key Features of Paynetic

1. Smart contract-driven automatic payments: All subscription terms and payment arrangements are written into the smart contract, achieving complete transparency and automated operations.
2. AI provides behavior prediction: the system will monitor the user’s wallet balance, predict the risk of payment failure, and provide early warnings.
3. Fraud Detection: Paynetic enhances security from the source by detecting suspicious transaction behavior through machine learning.
4. Service provider backend management: Merchants can view active subscriptions, payment history, and withdrawal plans, and can also receive AI optimization suggestions.

Which encryption currencies and wallets are supported?

Currently, Paynetic primarily operates on Ethereum and other EVM-compatible blockchains, with supported mainstream wallets including MetaMask, WalletConnect, and others. Users only need to connect their wallet and authorize the contract to complete the entire subscription payment setup.

Comparison of Paynetic and traditional payment systems

The biggest difference between Paynetic and traditional payment tools like Stripe or PayPal is that it is based on encryption and smart contracts, supporting automatic deductions without the need for third-party intervention. It is more secure, with funds fully controlled by the user’s wallet; smarter, with AI predicting payment failures and reminding users; and more transparent, with all operations recorded on the chain. These advantages make Paynetic more suitable for subscription services in the Web3 environment.

Who is suitable for using Paynetic?

• Web3 SaaS product or NFT tool platform
• Content creator subscription service (like an encryption version of Patreon)
• Education/Membership system, hoping to receive payments in cryptocurrency.
• International platform to avoid high fees or payment restrictions.

Summary: New Infrastructure for Subscription Payments in the Web3 Era

As the number of blockchain users grows, businesses are also looking for more flexible payment methods. Paynetic, an automated subscription payment system integrating AI and blockchain, not only enhances user experience but also provides merchants with new revenue model options. It is becoming the new standard for “periodic payments” in the Web3 era.

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