AgentFi: A New Paradigm for Stablecoin Yields

In the context of increasingly rich stablecoin yield strategies but limited user attention, AgentFi, as a new paradigm of "AI + DeFi" integration, provides users with an intelligent agent solution that does not require constant monitoring and automatically optimizes.

Comparison of DeFAI and AgentFi

DeFAI Category: Tools that use AI to assist or enhance DeFi-related functions, such as strategy optimization, data analysis, investment advice, etc., with AI models aiding human decision-making.

AgentFi Category: Build a financial system where on-chain AI agents are the main executors, capable of independent reasoning, decision-making, and completing transactions or governance operations, with users authorizing the agent to act on their behalf.

Currently, there are not many AgentFi projects that truly focus on the native DeFi world of Crypto in the market, which can be mainly divided into the following categories:

1. Stablecoin Yield Optimization Category
2. Strategy Portfolio/Liquidity Mining Type
3. On-chain transaction execution type

Giza Project Introduction

Giza is a blockchain infrastructure project focused on building "verifiable AI agents" and is dedicated to promoting the emerging paradigm of Agent-native Finance. Giza introduces the concept of "Xenocognitive Finance," which involves introducing agents as a new interface in decentralized finance to address the cognitive bottlenecks of human participants and restructure market intelligence and structure.

The Giza agency execution process includes four key steps: request handling, protocol interaction, execution verification, and result feedback.

ARMA: Stablecoin Yield Optimization Agent

ARMA is a stablecoin yield optimization smart agent launched by Giza, aimed at maximizing automated yields for users across protocols. Its main features include:

• Smart Strategy Scheduling
• APR Optimization System
• Automatic compound interest mechanism
• Smart Coin Exchange Logic

ARMA protects user funds and operational safety through a three-layered protection mechanism that includes smart account security, access control mechanisms, and a risk management system.

Giza Token Economic Model

$GIZA is the native asset of the Giza Smart Agent Network, featuring instant utility and long-term value capture capability. Its key characteristics include:

• Reasonable initial valuation
• Zero Unlock Start
• The product has been implemented.
• The purpose of the token is clear
• Incentives bound with security
• Value Reflow Mechanism
• Community-oriented distribution
• Dual Staking Mechanism
• Time-weighted design
• Incremental Governance

Investment Analysis and Potential Risks

Investment logic:

• Paradigm Innovation Narrative
• Product practicality is leading
• Early mining profit window

Potential Risks:

• User trust building is still in its early stages.
• The complex system adds security risks
• The path for token value release is unclear.

Summary

AgentFi, as the next paradigm of "AI + DeFi" integration, provides DeFi users with a smart agent solution that requires no monitoring and automatically optimizes performance. Giza, based on the concept of "heterogeneous cognitive finance," has pioneered the complete closed loop of AI strategies + non-custodial execution, making it one of the few AgentFi projects that combines deep concepts with practical products. However, AgentFi is still in the very early stages, and user trust, execution stability, and the token value capture mechanism all require further market validation.